• It's a great idea to start getting insurance quotes during the option period.  This way you have time to shop insurance quotes and better understand the cost. 
• Please discuss the importance of flood insurance with your insurance agent, even if your new home is not in the flood zone.  Sometimes simple drainage issues can cause major flooding issues during big rain events such as hurricanes and tropical storms.  
• (HURRICANE SEASON) It is important that you get your insurance binder issued right after the option period is over to insure your policy is in place should a hurricane or other tropical disturbance enter the gulf before closing.  If the binder is not issued and a disturbance enters the gulf it will delay your closing until after its over and as you know if you are local to the area, those disturbances can come in one right after another during peak season.  

Additional Informative Links:

Click Here For Additional Insurance Tips From Forbes

Click Here For Tips From The Texas Department of Insurance

Click Here For Tips on Creating A Home Inventory

Information_About_Special_Flood_Hazard_Areas_TXR_1414.pdf

General_Information_and_Notice_to_a_Buyer_TXR_1506.pdf

Information_About_Property_Insurance_for_a_Buyer_or_Seller_TXR_2508.pdf

Information_Regarding_Windstorm_and_Hail_Insurance_for_Certain_Properties_TXR_2518.pdf

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